DGactual
[SIGNAL BRIEF] Consumer Credit: Bankrate: average 60-month new-car loan rate 7.00% (Apr 1, 2026 update)
Bankrate: average 60-month new-car loan rate 7.00% (Apr 1, 2026 update)
[SIGNAL BRIEF] Used Market: Black Book: March 2026 retention index 147.7, up 1.9% (2.7 pts) MoM
Black Book: March 2026 retention index 147.7, up 1.9% (2.7 pts) MoM
[SIGNAL BRIEF] OEM Supply and Sales: Q1 2026 US sales ~3.7M, down ~6% YoY; Ford lost ~50K trucks after aluminum hit,
Q1 2026 US sales ~3.7M, down ~6% YoY; Ford lost ~50K trucks after aluminum hit, adding ~1,000 workers
[SIGNAL BRIEF] Used EV and Leasing: EV lease wave: ~50% of 2023 EVs leased; Dec 2025 EV days supply 107; Q4 EV lesse
EV lease wave: ~50% of 2023 EVs leased; Dec 2025 EV days supply 107; Q4 EV lessees 41.3% went gas
[SIGNAL BRIEF] Tariffs and Pricing: Tariff data: new-car MSRPs up 10.4%, $30B cost; import +$5K to $8.9K; $2,795 des
Tariff data: new-car MSRPs up 10.4%, $30B cost; import +$5K to $8.9K; $2,795 dest fee
J.D. Power March 2026: SAAR Holds at 16.0M, But the Negative Equity Bomb Is Ticking
[DEEP DIVE] New-Vehicle Sales / Affordability March's headline numbers look clean. J.D. Power and GlobalData pegged total
The Confidence Number That's Lying to You: What JOLTS and a 52-Point Divergence Tell Smart Dealers About Q2
The labor market just posted its worst hiring number in twelve years. Consumer confidence beat estimates anyway. Pay attention to
The signal,
before it
trends.
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